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Travel Insurance


You are strongly advised to take out travel insurance before embarking on any holiday. Most tour operators will insist that you are covered before accepting a booking.

View the guide to Holiday Insurance  produced by the Association of British Insurers .

However you do not have to take the insurance offered by the travel company. It pays to shop around first.

A travel company may charge as much as £40 per adult for a single trip whereas you can purchase an Annual travel policy covering several trips for the whole family from £50 upwards - but do compare the cover offered by different policies. Some budget versions exclude luggage, for example. Remember that travel insurance covers you for cancellation as well as medical expenses, lost baggage etc. and therefore an annual policy can be used cover you for short breaks in the UK as well.

The companies below all offer online quotations and purchase for single trip and annual travel policies. Check them out!

You should also make sure that you have a  European Health Insurance Card . See also  Information on Getting Treatment in Spain and the Islands . As they state "It is essential to establish that the medical practitioner you consult works within the Spanish State Health Service. Treatment under the EHIC arrangements is only provided by practitioners within the Spanish State Health Service, and in some parts of the country, particularly the outlying islands , you may have to travel some distance to attend a surgery ( consultorio ), health centre ( centro sanitaro ) or hospital clinic ( ambulatorio ) operating within the health service."

Therefore private travel insurance is advisable.

on-line travel insurance

Insure For All
Insure For All Over 65 travel insurance specialists.

Finding travel insurance when you are over 65 can sometimes be quite time consuming as not all companies offer cover once you hit 65 but at InsureForAll we specialise in providing award winning travel insurance to the over 65s. We offer single trip policies with no upper age limit* and annual multi trip policies up to age 74. You’ll also be able to find cover for cruises and winter sports holidays. We believe that everyone should be treated individually, so you only pay for the cover you need. So whether you are aged 65 or are looking for travel insurance for over 70s, we can provide you with reassuringly high levels of cover at a low price. InsureForAll travel insurance includes the following high levels of benefits:

  • Up to £10 million medical protection as standard
  • Cancellation cover up to £3,000
  • Cover for delayed and lost baggage
  • European or worldwide cover

Also, if you suffer from pre-existing medical conditions, we provide an easy to use online medical screening process, which offers cover for many conditions. Get instant cover through InsureForAll - the over 65s travel insurance specialist. * up to age 99 online and for older ages through our call centre

Travel Insurance Online

Travel Insurance Online is one of the leading providers of online travel and holiday insurance for UK and Irish residents on the Internet. Travel Insurance Online has been on the Internet since 1999 and has now over 25,000 policyholders.

Our policies are tailor made for travelers going on holidays, business trips, weekend breaks or backpacking for 12 months. The policies are underwritten at Lloyds of London.

Columbus Direct

Why choose Columbus Direct?

Columbus is one of the UK's leading Travel Insurance providers. Established in 1988, we were the first company to sell travel insurance direct to the consumer, cutting out the middle man and saving our customers up to 60% in the process. Over 20 years later we have covered over 15 million travellers all around the world with quality travel insurance.

We have a reputation for putting customers first and have won multiple awards for our cover and customer service, including over 10 Which? Best Buy awards in the last 5 years.


Overseas Health Insurance for Residents

See SA29. Your social security insurance, benefits and healthcare rights in the European Economic Area

If you are resident in Spain you may be entitled to reciprocal state health insurance for a limited time but may still to prefer to take private health insurance.


Amex International Healthcare Plan
What are the benefits of the American Express International Healthcare plan?:
  • If you are living and working away from home, this is the perfect policy for you - especially tailored for expatriates.
  • In an emergency, one call to an 24 hour, Alarm Centre, staffed by multilingual operators will immediately ease your situation.
  • Three levels of cover that give you choice and flexibility